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MARS (Mutual Funds Automated Re-balancing System) manages asset allocation of your portfolio in line with the market movement based on solid  research (increases equity exposure when markets are low and decreases exposure when markets are high). This helps in capturing the upside in the market while protecting the downside. Also, your money is invested in consistently performing schemes, shortlisted based on  research. The non performing schemes, if any, in the portfolio, are replaced with better schemes on an annual basis.

Why should you INVEST in MARS?

It gives clients access to a range of well diversified portfolios to choose from.

There are two broad sets of asset allocation portfolios A) Dynamic Asset Allocation: The asset allocation between equity and debt would vary depending on the valuations of the equity markets; higher the valuation, lower will be the allocation into equities and vice versa. B) Fixed Asset Allocation: The asset allocation between equity and debt will be kept fixed.

The underlying MF schemes will be selected by the NJ Research Team.
The asset allocation rebalancing would be done yearly for Fixed Asset Allocation and on a half yearly basis for Dynamic Asset Allocation.

The MARS portfolios are only available to clients holding NJ E-Wealth Accounts.

Benefits

• Client can select a model portfolio depending on his risk appetite and investment needs.
• Helps the client to invest in well researched mutual fund schemes.
• The underlying MF schemes will be selected by the NJ Research Team.
• Simple execution tools for portfolio rebalancing.
• Enhanced returns resulting from disciplined asset allocation.